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4 Beds
3 Baths
2,191 sqft

$524,900

123 Moonraker Circle, Panama City Beach FL, 32407

Price per sqft$239.57
Built in2019
Property size2,191 sqft
Property typeResidential

Overview

Active

Listed Nov 24, 2025

Updated 13h ago

LOCATION, LOCATION, LOCATION -- CLOSE TO BEACH WITH A UNIQUE IN-LAW/GUEST SUITE! Welcome to Moonraker Circle, where coastal living meets flexibility, privacy, and convenience. Located just .5 of a mile from M.B. Miller County Pier and the beautiful beaches of Panama City Beach, this distinctive 4-bedroom, 3-bath home has 2,191 heated/cooled sq. ft. and 2,862 sq. ft. under roof, with a layout that provides exceptional versatility. One of the home's standout features is the in-law/guest suite under the same roof as the main home, complete with its own private exterior entrance and an interior connecting door. The suite includes a bedroom, full bathroom with a large walk-in shower, laundry closet designed for a stackable washer/dryer, full kitchen with dining area, and living room. It's an ideal space for extended family, guests, or anyone wanting additional privacy and flexibility. The main home features a 3-bedroom, 2-bath split-bedroom floor plan with an open-concept living, dining, and kitchen area. The spacious primary bedroom measures approximately 14' x 16' and includes a large walk-in closet and ensuite bathroom with double vanity, garden tub, separate shower, and private toilet room. The two additional bedrooms each feature walk-in closets and share a full bathroom. Step outside to the screened back porch overlooking the neighborhood pond, complete with a relaxing fountain. Enjoy your morning coffee while taking in the peaceful water view or unwind in the evening with a glass of wine. The fenced yard provides added privacy and is convenient for pets. Additional highlights include: • Two-car garage plus additional parking area for a third vehicle • Shaw luxury vinyl plank flooring throughout the main living areas and guest suite • Two main-home bedrooms re-carpeted in January 2025 • New HVAC unit on main house August 2026 • Exterior repainted December 2024 • Additional interior rooms painted fall 2025 • Crown molding in main living areas • 3'' plantation shutters throughout the main home • Separate laundry room with cabinets and full-size washer/dryer space • Keyless front-door entry • Wyze doorbell camera and PTZ driveway/road camera • Low-voltage lighting along the rear and side yards • Fenced yard with privacy and pet-friendly functionality The $400 quarterly HOA fee provides maintenance of the community pool and bathrooms, covered cookout area and grill, dog park, doggie stations, and approximately 4.3 acres of maintained common-area grounds. Moonraker Circle is a pet-friendly community. And the location is hard to beat -- close to the beach, restaurants, gyms, major grocery stores, home improvement centers, Shipwreck Island, and countless Panama City Beach attractions. If you're looking for a home that provides beach proximity, peaceful water views, flexible living space, and a truly versatile guest/in-law suite, this one deserves a closer look. Some photos have been virtually rendered.

$3,492/mo

Est. mortgage payment based on a $524,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
782046

Interior Features

Bedrooms
4
Bathrooms
3
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.18 Acres

Other Property Details

Taxes
$4,519
Tax Frequency
Annually
Association Fee Frequency
Quarterly
Garage
Yes
Waterfront
Yes
55+/Senior Community
No

 

Courtesy of Beycome of Florida LLC, Steven Koleno,
Listing Contact: 804-656-5007 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Terri M Snyder shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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